Coalesce, LLC dba Benefitelect Data Breach Notice (Oregon Attorney General)

The filing from Coalesce, LLC doing business as Benefitelect shows that personal information belonging to 1,396 people was exposed in an incident that occurred on March 30, 2025. The company did not notify Oregon authorities until December 24, 2025 — a gap of 269 days, or nearly nine months.

If you received a letter from Benefitelect, your personal information was among the records involved. The company is required to notify affected individuals directly, usually by mail. Absence of a letter usually means you were not in the affected group, but anyone who has moved since March 30, 2025 should contact the company directly to confirm their status.

Personal Information That Cannot Be Replaced

The record lists personal information as the category exposed. While the exact fields are not detailed beyond that, this type of data typically includes elements that stay with you for life. Once it is out, it cannot be changed the way a credit card or password can.

This is the core long-term risk. Criminals can use stable personal details to build synthetic identities, file fraudulent tax returns, open accounts in your name, or attempt to impersonate you in government or financial settings. The value of this data does not expire quickly.

No Passwords or Credentials Were Exposed

The filing does not list passwords, login credentials, or any authentication data. This is genuinely good news. You do not need to change any Benefitelect password because of this incident, and there is no indication that your account access itself was compromised.

Focus your attention on the permanent personal information instead of chasing password resets that will not address the actual exposure.

What the Nine-Month Gap Means for You

The 269 days between the March 30 incident and the December 24 filing is the most striking detail in the record. Notification timelines vary by state law and by how long an internal investigation takes, so the gap alone does not prove wrongdoing. It does, however, mean that anyone whose information was taken had that much more time during which the data could have been used or sold before they were warned.

This interval is long enough that you should treat the exposure as having happened months ago rather than as a fresh event.

The Reality of Identity Theft Risk

With personal information exposed, the main threats are identity-related fraud that can appear months or years later. Tax fraud, unauthorized loans, and medical identity misuse are all possible when stable identifiers are loose.

Because no permanent government or biographic identifiers beyond the general “personal information” category are explicitly confirmed, the risk level sits between moderate and high depending on exactly what fields were taken for your record. Your own notification letter is the only document that can tell you the precise details that applied to you.

How to Check Whether This Affects You Today

Start by reviewing any mail from Benefitelect that arrived in the last several weeks. The letter will list exactly which pieces of your information were included. If you changed addresses after March 2025, the letter may have gone to an old one.

Next, pull your free credit reports from the three major bureaus and look for accounts you do not recognize. Set up fraud alerts or credit freezes if you see anything suspicious or simply want maximum protection. Continue monitoring your tax filings each year for unexpected returns filed under your name.

These steps address the actual exposure rather than imaginary password risks. The record establishes that 1,396 people’s personal information reached this point; it does not establish how the breach occurred or whether stronger controls would have prevented it.

The information is now outside Benefitelect’s control. What remains under yours is how quickly and thoroughly you watch the places where this data can be used against you.