critical severity December 15, 2025 · 1 min read

700Credit Massive Credit Data Exposure — December 2025

If you are a customer of 700Credit, here’s what’s now in circulation.

Credit-services provider 700Credit disclosed a breach affecting 5.8M+ via a third-party API in December 2025. Records included credit-pull data with SSNs.

Credit report document with red breach-warning overlay

Credit-services provider 700Credit disclosed a breach affecting 5.8 million-plus individuals via a vulnerable third-party API in December 2025. The exposed records include credit-pull data with SSNs, names, addresses, and dates of birth — the worst possible combination for downstream identity fraud.

Already exposed?

You can’t unleak data. You can take away what it’s worth.

A leaked record is where it starts, not where it ends. What turns it into your front door is the look-up sites publishing your address beside your name — and those are what an AI reads when somebody asks about you. The free scan shows you both. We write to 580 companies.

See what is exposed about you — free scan →

Not ready yet? Run a free breach check on this email

We’ll check it against 13.1B+ leaked records right now — no account needed. Continuous monitoring & alerts are part of Protection.

What You Should Do

Place a credit freeze with all three bureaus immediately
Enroll in the offered identity-theft monitoring
Watch for fraudulent tax returns filed in your name
Use GalaxyWarden Warden to monitor for new exposure of your data

What the free scan actually returns

Sample resultyou@email.comIllustrative — not a real person

Found on people-search siteswe remove these

These listings are live, public, and legal to remove — and removing them is what we do.

value redacted in this sampleage, relatives, address historySpokeo

value redacted in this samplephone, household, property recordsBeenVerified

value redacted in this sample580 companies checked

Found in breach recordsverifiedreported — unverified

Each record is labeled: confirmed breach data, or an attacker’s claim no one has verified.

verifiedvalue redacted in this samplepassword + phone · 2024telecom breach

unverifiedvalue redacted in this sampleclaimed in ransomware listing · 2026leak-site claim

Leaked data cannot be deleted from the internet — anyone claiming otherwise is lying. Broker listings can be removed. We do the second, and show you exactly what to fix from the first.

What to do now

Steps that match what this notice says was exposed

Every step below is free and you do it yourself, and none of it depends on 700Credit.

Freeze your credit — this is the one that matters. A freeze is free, it takes minutes, and it has to be done separately at all three bureaus: Equifax, Experian and TransUnion. It stops a new account being opened in your name, which is what a Social Security number in the wrong hands is for. You can lift it temporarily whenever you need credit.

One more, whatever was exposed: a breach notice is a favourite disguise for a phishing email. If a message about this arrives, do not use its links — go to the company’s site yourself, or call the number on your statement.

Check your exposure

700Credit is one listing. Your email is probably in others.

~5.8 million+ accounts were exposed here. We can’t confirm any single incident against the sources we search, so we won’t pretend to — what we can show you is your own exposure: every leak and listing tied to your email, in about 15 seconds. No account, no card.

Report details & sourcing

Severity Critical identifiers that cannot be reissued, alongside documents or accounts that can be misused now

Disclosed December 15, 2025

Last reviewed July 22, 2026

Affected ~5.8 million+

Data exposed Credit-pull recordsSSNsNamesAddressesDates of birth

By GalaxyWarden Threat Research · Editorial & sourcing standards

Editorial & sourcing policy

GalaxyWarden is a breach-monitoring service and news aggregator. We do not exfiltrate, host, purchase, or redistribute stolen data. Breach information is compiled from publicly accessible sources and threat-intelligence platforms, and is reported as claims attributed to their source. We promptly correct or remove material shown to be inaccurate — see our content & takedown policy or write to support@galaxywarden.com.

Sources: Industry coverage (Dec 2025)

Related breaches

critical February 18, 2026